Investors & Introducers
Deploy capital into secured UK property lending or partner with ACF to introduce borrowers to our direct lending programme.
For Investors
Aberdeen Corporate Finance offers qualified investors the opportunity to deploy capital into carefully underwritten, asset-backed bridging loans secured against UK real estate. Our lending programme is designed for ultra-high-net-worth individuals, family offices, private credit funds, and institutional allocators seeking consistent, risk-adjusted returns backed by tangible security.
Every loan originated through our direct lending division undergoes rigorous due diligence — including independent RICS valuations, legal review, and detailed exit strategy analysis. We maintain conservative loan-to-value ratios and prioritise first-charge positions to safeguard investor capital.
First-Charge Security
Every loan is secured against tangible UK real estate with independent RICS valuations, providing a robust layer of capital protection.
Attractive Returns
Target returns of 8–15% per annum, significantly outperforming savings accounts, bonds, and many traditional fixed-income instruments.
Conservative Underwriting
Maximum 75% loan-to-value of open market value — net of all fees, costs, and retained interest — provides a meaningful equity buffer.
Short Duration
Typical loan terms of 1–12 months mean capital is redeployed frequently, reducing long-term exposure to market movements.
Full Transparency
Detailed loan-by-loan reporting, independent valuations, and solicitor-managed completions ensure complete visibility of every deployment.
Portfolio Diversification
Access a diverse range of asset-backed opportunities across residential, commercial, development, and specialist property sectors.
Investment Structures
We offer several routes for capital deployment, tailored to your appetite, ticket size, and level of involvement:
Loan Participation
Participate in individual bridging loans as a named lender. You review each opportunity and choose which deals to fund, with full sight of the security, valuation, and borrower profile.
Managed Lending Portfolio
Allocate capital to a managed portfolio of bridging loans selected by our credit team. Offers diversification across multiple loans with regular income distributions.
Joint Ventures
For larger commitments, co-invest alongside ACF in structured joint ventures on specific developments or portfolios, sharing in both interest returns and equity upside.
Who Can Invest?
Our lending programme is open to self-certified high-net-worth individuals, sophisticated investors (as defined under the Financial Promotion Order 2005), family offices, and institutional capital. Minimum participation is typically from £250,000, though we welcome discussions at any level. All investors must complete our onboarding process including appropriate KYC and AML checks.
For Introducers
Whether you are a mortgage broker, financial adviser, solicitor, accountant, or property professional, our introducer programme gives you a reliable lending partner for clients who need fast, flexible property-backed finance.
We understand the value of your client relationships. That is why we offer a straightforward, transparent partnership — competitive fees, rapid decisions, and a dedicated point of contact for every case. Your clients receive institutional-grade service; you receive fair compensation for every successful introduction.
Introducer Benefits
Become an Introducer
Getting started is simple. Register your interest and a member of our team will be in touch to discuss our programme, agree terms, and set up your introducer account. There are no sign-up fees and no minimum volumes required.
Important: Aberdeen Corporate Finance is not authorised or regulated by the Financial Conduct Authority. Investing in bridging loans involves risk, including the potential loss of capital. Past performance is not indicative of future results. Returns are not guaranteed and are subject to the performance of underlying loans. This page does not constitute financial advice or an invitation to invest. Prospective investors should seek independent professional advice before committing capital. Introducer fees are subject to terms agreed on a case-by-case basis.